It’s November and many of us are starting to plan out our Holiday Shopping Strategy.
According to the FTC, and many others, the first place to start is by making a list and setting your budget.
Make a list and set a budget. List the people you plan to buy gifts for, the type of gifts you plan to buy, and how much you plan to spend. Include the cost of cash gifts, holiday travel, extra food, wrappings, decorations, greeting cards, and postage. If it relates to the holiday season and it costs money, add it to your budget.
Once you have your list, plan your strategy.
You have exactly one month and 25 days which means, you really have less than that to do your shopping.
Shop first for the easiest people to knock off y our list.
Get them out of the way so you can spend the needed time and strategy time on the others.
Keep good records.
By records we mean, keeping to your list, placing your receipts in a gathered and safe place, and keeping track of policies such as for returns and warranties.
Ship early. That means you may want to put these people on the top of the list. If you’re sending gifts factor in extra time and costs for shipping.Only wait until the last minute if you like long lines and the possibility of paying extra to get it there one time.
Clip coupons and be on the lookout for coupon codes. Naturally, you should start right here for the codes. We get tons of emails every day from companies requesting that we pass on to you codes and deals.
Consider layaway. Layaway is a great way to get what you want and budget your way through the holidays. To avoid problems, get the store’s layaway policy in writing.
Being organized is the best way to shop Posh on a Budget this holiday season. Right now is the time to get a head start on it all. We will have many more tips to share with you in the upcoming weeks.
With the holiday shopping period looming over us, we thought we would share some Tips for Online Shopping.
Online shopping is not only convenient, it can be a time saver. Shopping online means that you can shop 24 hours a day seven days a week even on a holiday. Shopping online also means that you can compare products and prices to get the best bang for your buck.
Why shop Online?
- Convenience- you can shop from home 24/7.
- Save money on gas or transportation.
- Find items that may not be available locally.
- Ease of shipping to others.
- Ease of comparison shopping.
- Sometimes, a deal or items is only available online.
20 Things you need to consider when you shop online
- If it sounds too good to be true, it probably is.
- Know who you’re doing business with. That is, is the seller a known company?
- Check out the earmarks of trust on a site such as a Better Business Bureau logo or logical affiliations that you can click on and check out.
- Get advice from others for quality sites to check out.
- Does the site offer contact information such as a phone number or physical address?
- Get the details of the return policy, shipping, and other possible fees before you commit.
- Make sure you do some comparison shopping to see that your deal is good and don’t forget to factor additional fees/postage into that comparison.
- Express shipping may still be limited after Wednesday’s- keep this in mind as it may cost more and get there the same day as other shipping methods.
- How long will it take to ship out? Sellers are required to ship items as promised within 30 days after the order date.
- Check the warranty information; return policy; and what you should do if there’s a problem.
- Print and save proof of the transaction. You can also save the order confirmation page and send it to yourself in an email.
- A credit card is the safest way to pay. It gives you legal rights to dispute charges for goods or services that were never ordered, never received, or misrepresented.
- Know your terms. For example, “on sale” and “for sale” mean two different things.
- Read carefully: is the deal a “limited time only” or in “limited quantities”? Is there an additional purchase?
- Does the merchant offer a price-matching policy or reimbursement if the item goes on sale for less?
- Sometimes, coupons aren’t the best deal however, do check them out.
- Check here often as we get coupons codes, price breaks, and deals regularly from merchants! We post them as soon as possible!
- Review our 50 Posh Shopping Tips.
- Keep good records of what you are spending, who you are spending it on, when it should arrive, and receipts.
25 Sites to check out:
- Consumer Reports
- PC Magazine
- Consumer Search
- Consumer Review
- Epinions: Real Users Rate Products
- Amazon Buyers’ Own Reviews
- Amazon price drops tracking
- Auction Finder (BidFind):
- Deal Alerter: get email alerts
- DealTime/Shopping.com shopping robot
- Consumer World Price Check
- Comparison Price Shopping Robot
- CNET Shopper:
- Price Scan
- Better Business Bureau.
- Consumer Action Web Site Federal Deposit Insurance Corporation
- Federal Trade Commission National Consumers League
- National Fraud Information Center
- Privacy Rights Clearinghouse
- Price Drops: track price decreases for select computers/electronics
- PriceGrabber: shopping robot for electronics, computers, GPS, more PriceProtectr: automatic emails when a price drops, aids price guarantee claims