We’ve all heard these tips before but, sometimes we just need a bit of a reminder.
ConsumerAction.gov Tips for Being a Savvy Consumer
To avoid problems and make better decisions, use this checklist BEFORE you make a purchase.
- Decide in advance exactly what you want and what you can afford.
- Do your research. Ask family, friends and others you trust for advice based on their experience. Gather information about the seller and the item or service you are purchasing.
- Review product test results and other information from consumer experts.
- Get advice and price quotes from several sellers.
- Make sure that the seller has all appropriate licenses. Doctors, lawyers, contractors and other service providers must register with a state or local licensing agency.
- Check out a company’s complaint record with your local consumer affairs office and Better Business Bureau.
- Get a written copy of guarantees and warranties. Compare their features.
- Get the seller’s refund, return and cancellation policies.
- Sometimes retailers do not update cash register scanners with updated prices. If you think the price displayed isn’t right, speak up.
- Ask whom to contact if you have a question or problem.
- Read and understand any contract or legal document you are asked to sign. Make sure there are no blank spaces. Insist that any extras you are promised be put in writing.
- Consider paying by credit card. If you have a problem, you can dispute a charge made on your credit card.
- Don’t buy on impulse or under pressure. This includes donating to charity.
{ 6 comments }
Make an amazing comment. Oh my, that’s a lot of pressure. Consumer’s Reports help do the footwork for big buys. I try not to make impulse donations. On the other hand if I have the cash, it might be better with a panhandler than be converted to impulse chocolate with me.
Pearl´s last [type] ..13 Things to Look Forward To
Oh, boy – I can totally vouch for number nine! I’ve worked at a number of retailers in my day and I always felt so frustrated when the prices weren’t updated in a timely fashion. ARGH!
It’s worth speaking up immediately – don’t wait until everything is totaled up and you’ve already paid to ask about a price. You might be amazed at how many people say nothing until that point – which is when a cashier can’t help you!
Good advice there.
Anthony North´s last [type] ..Confessions
All of these tips are useful. Thanks.
http://otherworlddiner.blogspot.com/2013/02/have-you-heard-about-presidents-wife.html
Mia Celeste´s last [type] ..Have you heard about the President’s wife?
I think the last tip is extremely important. When you’re being pushed it is best to step back.
CountryDew´s last [type] ..Thursday Thirteen
Nice links! I’ve been thinking I should try to find a couple of these. How handy.
Alice Audrey´s last [type] ..Revision Hll
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